How Much Do You Know About Down Payments?
Whether you’ve owned a home before, or you’re ready to jump into homeownership for the first time, there are always a lot of questions swirling around about what is truly required for a down payment, and how to best source down payment assistance. Let’s tackle these two today.
1. How much do you really need for a down payment?
There is a long-standing misconception about down payment requirements. A survey from Fannie Mae shows only 17% of consumers know the minimum options are actually between 1 - 5% of the purchase price and 40% don’t know how much they need at all.

There are many mortgage loans available that require as little as 3% down fo...
What "Bigbelly Bins" in Charleston Mean for the City!
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Most new homeowners have something about their property that they want to change. And as family needs and design trends shift over time, many will eventually choose to remodel. Some homeowners make updates to their property before listing it to maximize their potential sales revenue. Whatever your reasons are for taking on a home improvement project, it’s wise to consider how the money you invest will impact your home’s value. We’ve taken a look at six popular home renovations and identified those that—on average—have the best and worst returns on investment. So before you lift a hammer or hire a contractor, take ...
In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.
When searching for a home, you may end up selecting a property in a community with a Homeowners Association (HOA). Before you buy, it’s important to know how HOAs work and what they mean for you.
Back in 2009 I wrote a blog post on the top 10 reasons some people may not like Charleston, SC (read below) which got more than 17,000 views! Ten years later, it's time to update this list. What would I change now?
When buying a home, property taxes are one of the expenses that can make a significant difference in your monthly payment. Do you know how much you might pay for property taxes in your state or local area?
Here is your September 2019 calendar of events:
Recently, Charleston City Council officials have been in a debate about asking the State to reopen the Spring-Fishburne project, which would help with drainage in the lowcountry, since Mayor Tecklenburg recently has proposed to ask the State Infrastructure Bank (SIB) for more funding for the Low Battery Wall project.
We all want to be good neighbors. But when it comes to selling your home, it’s not just about “keeping up with the Joneses.” It’s about outshining them at every opportunity!
In our “bigger is better” culture, there’s an expectation that each home should be larger and grander than the last. But life changes like divorce, kids leaving for college, or even the simple act of growing older can prompt us to find a smaller home that better suits our shifting needs and lifestyle.
The first day of classes is right around the corner with students returning to Berkeley and Dorchester County schools on the 19th and to Charleston County schools on the 21st. So be sure to grab some more days of fun before the kiddos go back to school and don't forget to inform them about "cooties"!